AI consulting for payments and financial services

AI that works inside your operation.

Clearview turns your case logs, call recordings and transactions into decisions that cut cost and protect revenue. Led by a payments operator who’s run it at scale.

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Built for

Merchant payment processorsAcquirers, ISOs and payment facilitators
B2B and logistics paymentsFleet, freight and trucking payment platforms
Cross-border and FX providersGlobal payments, FX and treasury services
Card and lending businessesCommercial cards and small-business credit
Investors in paymentsPrivate equity and corporate development

Services

Where AI pays for itself in a payments business

For operations leaders

Lower the cost to serve

COO · Head of customer operations · Head of service

★ Client result

Operations diagnostics

Tens of thousands of cases across phone, chat, email and IVR, reconstructed into the truth about who contacts you, why, and where they give up.

True abandon, utilization and contact intensity by segment
Coverage, staffing and chat-intake redesign, each sized by cost and customer impact
A ranked roadmap with quick wins a team can start on Monday

25%fewer staffed service hours, with 1.6% of calls affected

Track record

Service automation and AI agents

Let software handle the routine contacts, so agents spend their time on the ones that need a person.

Chat and IVR intake flows that capture the reason and verify the caller before an agent picks up
Voice-AI and self-service designs for authentication, lookups and deflection
Agent co-pilot and knowledge-base setup, so answers come from one source

Delivered a 15%+ contact-center efficiency gain through automation at Corpay.

★ Client result

AI-built operations dashboards

Point AI at the reports you already export and get a polished, working dashboard in under an hour, finished in a day or two.

One frozen template, so layout and labels never drift between refreshes
Every KPI defined once, in writing, and calculated the same way each run
A single HTML file you can email, host internally or refresh in place

4dashboards across phone, chat, email and operations, each finished in about two days

For revenue leaders

Grow and keep revenue

Chief revenue officer · Head of sales · Head of growth

★ Client result

Conversation analytics

AI analysis of call transcripts at volume, matched to outcomes, to show what actually converts and what loses deals.

Features that drive demos and sign-ups, ranked by win rate
Objections and competitive gaps, with talk tracks to answer them
A training audit benchmarked against the calls reps really have

1,059sales calls turned into a conversion playbook

Track record

Merchant retention and pricing

Find the merchants about to leave, and the pricing you're leaving on the table.

Attrition early-warning scores built from transaction and support data
Pricing and fee changes sized against how many customers each would lose
Win-back and onboarding plays aimed at the segments that churn

Doubled Fuel Cards revenue organically from $110M to $210M. Grew Sem Parar revenues 25% through pricing changes, with limited customer attrition.

Track record

Onboarding and activation

Get new customers and merchants to their first transaction faster, with fewer support calls along the way.

A map of where onboarding stalls, from application to first transaction
Proactive outreach timed to the setup steps that drive calls
Activation and early-volume tracking by channel and segment

Moved fuel card originations from 55% phone-based to more than half online. Launched sales channels at Sem Parar that reached 25% of sales within two years.

For risk and compliance leaders

Control losses and pass exams

Chief risk officer · Chief compliance officer · Head of fraud

★ Client result

Transaction risk scoring

Models that flag the riskiest payments the moment a customer pays, so disputes are stopped before the money is gone.

Scores only on what is known at payment time, so live results match the backtest
Every flag carries its reasons, for fast reviews and grounded merchant conversations
No credit-bureau or demographic data; reviewed against FCRA and ECOA requirements

50%of chargebacks caught by reviewing 5% of payments

Track record

AI for AML and KYC operations

Cut alert review time without weakening the controls examiners look at.

Alert triage and draft SAR narratives, with a person approving every decision
Know-your-customer and know-your-business document review for merchant onboarding
Model governance and audit trails built for multi-country supervisory exams

Executive owner of regulatory engagement in the US, UK, Ireland and Australia.

Track record

Credit and underwriting models

Approve more good customers without taking on more losses.

Application scoring that adds device, email, phone, ID and bank signals
Approval, credit-line and collections strategies tested against loss outcomes
Application fraud defenses, sized against the good customers they turn away

Raised approval rates from 55% to 65% with little added loss. Cut credit losses from existing portfolio by 40% in two years. Launched Capital One's small-business line of credit.

For CEOs, CFOs and investors

Make the big calls

CEO · CFO · Private equity and corporate development

Track record

AI adoption roadmap and governance

Move from scattered AI experiments to a few use cases running in production.

Use cases ranked by value, data readiness and risk
A governance model covering approvals, model risk and vendor choice
Leadership and team workshops run on your own data, not generic demos

Led the design and governance of generative and agentic AI at Corpay Cross-Border. Built company-wide prioritization frameworks as President, Enterprise Strategy.

Track record

Operational due diligence

An operator's read on what you're buying: how the business really runs, what it costs to serve, and where the value is.

Cost-to-serve, service model and scalability, tested on the target's own data
Synergy and integration risk, sized before you sign
A 6-9 month plan to capture the value after close

Member of Corpay's diligence teams for Comdata ($3.5B) and PacPride. Has run integrations as well as diligence, so findings come with a realistic plan.

Track record

Integration and operating model

Bring an acquisition or a redesigned operation to target without losing customers along the way.

Integration plans covering client migration, team design and platform sunset
Synergy tracking tied to the operating plan, not a separate spreadsheet
A target operating model and governance for the combined business

Integrated two acquisitions at Corpay Cross-Border: 500 people merged, $250M+ of client revenue migrated, 40% cost synergies. Lifted Sem Parar's EBITDA 55% in the first year after its $1.3B acquisition.

Working together

Start with a defined question, then decide what's next

Every engagement begins with the data you already have and a clear first deliverable. Pick the structure that fits how you buy.

Ways to engage

Three ways to work together

Fees are set per engagement after a first conversation about scope.

Fixed price

Diagnostic or sprint

A defined question, a fixed fee and a ranked set of recommendations at the end.

Scope, timeline and deliverables agreed up front
Clear readout with the evidence behind every recommendation
Best for operations, risk and sales diagnostics, and pre-deal diligence

Time and materials

Build and implement

Hands-on build work, billed for the hours used.

A weekly hours cap you set and can change
Progress shown in working models and dashboards, not status decks
Best for risk models, dashboards, AI agents and automation

Monthly retainer

Ongoing advisory

A senior operator on call for a set number of hours each month.

Standing time with leadership and the working team
Hours resized as priorities change
Best for AI roadmaps, integrations and governance

How an engagement runs

Real numbers first, then the moves

01

Ingest the messy reality

Pull the exports, transcripts and case notes you already have, and reconstruct reasons and timestamps from unstructured text.

02

Measure what is really happening

True demand, leakage, risk and conversion, compared with the numbers the team believes.

03

Size the moves

Staffing, process, automation and model changes, each sized by cost and customer impact.

04

Hand over something that runs

A ranked roadmap, working models or dashboards, and the documentation to defend them.

About Clearview

Led by someone who has run the operation

Clearview Strategy is an AI and operations consultancy in Atlanta, Georgia, founded in 2026 by former payments executive Ashley Thekkekara.

Founder & Managing Principal

Ashley Thekkekara

Payments, operations and risk · 25+ years at Corpay and Capital One

Ashley spent 16 years at Corpay (formerly Fleetcor), the S&P 500 business-payments company, in roles spanning risk, revenue, operations and administration. As Chief Administrative Officer of its Cross-Border business, he governed an operating model handling more than $160B a year in payment flows across North America, EMEA and APAC. He led the integration of two acquisitions, which merged 500 people, migrated $250M+ of client revenue and delivered 40% cost synergies.

Before that he was President and COO of Corpay's North America Fuel Cards business, leading more than 1,000 people and re-architecting a 600-person service operation. He ran the transformation of Sem Parar in Brazil after its $1.3B acquisition, lifting EBITDA 55% in the first year, and as SVP of Revenue Management and Chief Risk Officer for Fuel Cards he doubled revenue organically from $110M to $210M. Earlier, at Capital One, he learned the fundamentals of credit strategy and operations consulting, and launched the Small Business Line of Credit product.

He founded Clearview in 2026 to do the hands-on work himself: mining the data, building the models and handing teams something they can run.

Ashley believes in

Measuring what is actually happening before deciding what to change.
Putting AI inside the processes and tools teams already run, not beside them.
Recommendations that hold up in front of a regulator, a CFO and the front line.

Contact

Have an operations question your data should answer?

Send a short note on what you're trying to fix. Most conversations start with a 30-minute call and a look at a few reports you already run.

Email

ashley.thekkekara@clearviewstrategy.ai

Office Atlanta, Georgia

AI that works inside your operation.

Where AI pays for itself in a payments business

Lower the cost to serve

Operations diagnostics

Service automation and AI agents

AI-built operations dashboards

Cut contact-center cost without cutting service

Operations dashboards in days, not a quarter

Grow and keep revenue

Conversation analytics

Merchant retention and pricing

Onboarding and activation

Turning 1,000 sales calls into a conversion playbook

Control losses and pass exams

Transaction risk scoring

AI for AML and KYC operations

Credit and underwriting models

Catch nearly half of all chargebacks by reviewing 5% of payments

Make the big calls

AI adoption roadmap and governance

Operational due diligence

Integration and operating model

Start with a defined question, then decide what's next

Three ways to work together

Diagnostic or sprint

Build and implement

Ongoing advisory

Real numbers first, then the moves

Ingest the messy reality

Measure what is really happening

Size the moves

Hand over something that runs

Led by someone who has run the operation

Ashley Thekkekara

Ashley believes in

Have an operations question your data should answer?